Terms of service
These terms apply between you and Felix Poidinger when you use BoWise. Last updated 15 October 2026.
The service
BoWise. is a planning tool for household finances. It does not track bank transactions and gives no financial advice.
Your account
You must be at least 18 years old. Keep your sign-in details secret. You are responsible for the information you and your household members enter.
Premium
Premium is a subscription billed monthly or yearly via Paddle, prices include VAT, with a 3-day free trial. You can cancel at any time; access continues until the end of the paid period. Refunds: see our Refund policy (14-day money-back guarantee). Payments, billing, tax, cancellations and refunds are also governed by Paddle’s Buyer Terms (paddle.com/legal/checkout-buyer-terms). Our order process is conducted by our online reseller Paddle.com, the Merchant of Record for all our orders.
Acceptable use
Do not misuse the service, attempt to access other households' data or disrupt its operation.
Liability
The service is provided as is. We are not liable for decisions made based on the calculations, to the extent permitted by law.
Changes and termination
We may update these terms and will notify you of material changes. You may delete your account at any time.
Governing law
Swedish law applies. Disputes are settled by Swedish courts; consumers may also turn to the National Board for Consumer Disputes (ARN).